Terms of Service
This page sets out the terms and conditions governing your access to and use of the Morzentix website and any associated advisory tools, communications, or materials ("the Service"). By accessing or using the Service, you agree to be bound by these Terms. This is a general draft template and should be reviewed and adapted by qualified legal counsel before use.
Last updated: [insert date]
1. Acceptance of Terms
By creating an account, submitting information through our forms, or otherwise using the Service, you confirm that you have read, understood, and agree to these Terms, as well as our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately.
2. Description of Service
Morzentix provides AI-assisted strategic planning tools and informational content intended to support long-term financial decision-making. The Service does not constitute, and should not be interpreted as, personalised financial, investment, tax, or legal advice. Any outputs, projections, or recommendations generated through the Service are provided for informational purposes only and should be independently verified before acting upon them.
3. Eligibility
You must be at least 18 years of age and have the legal capacity to enter into binding agreements to use the Service. By using the Service, you represent and warrant that you meet these requirements and that any information you provide is accurate and current.
4. Account Responsibilities
Where the Service requires registration, you are responsible for maintaining the confidentiality of your login credentials and for all activity conducted under your account. You agree to notify us promptly of any unauthorised use or suspected security breach. Morzentix is not liable for any loss arising from your failure to safeguard your account information.
5. Investment Risk Disclosure
Use of the Service does not eliminate the inherent risks associated with investing. You acknowledge and accept the following:
Capital at Risk
The value of investments can fall as well as rise. You may receive back less than you originally invested.
No Guaranteed Outcomes
Past performance of any model, strategy, or tool referenced through the Service is not a reliable indicator of future results.
Independent Judgement
You remain solely responsible for any financial decisions made using information obtained through the Service.
6. Fees and Payments
Where applicable, fees for access to certain features or services will be disclosed to you prior to purchase or subscription. All fees are presented in the currency and terms specified at the point of transaction. We reserve the right to modify our fee structure with reasonable advance notice.
7. Intellectual Property
All content, branding, software, text, and materials made available through the Service are the property of Morzentix or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without prior written consent.
8. Acceptable Use
- Do not use the Service for any unlawful purpose or in violation of these Terms.
- Do not attempt to reverse-engineer, interfere with, or disrupt the Service's underlying systems.
- Do not misrepresent your identity or submit false information through any form or account.
- Do not use automated means to extract data from the Service without authorisation.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Morzentix and its representatives shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits or investment losses, arising from your use of or inability to use the Service, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Morzentix, its affiliates, and representatives from any claims, damages, liabilities, or expenses arising from your breach of these Terms or your misuse of the Service.
11. Termination
We reserve the right to suspend or terminate your access to the Service at our discretion, with or without notice, in cases of suspected violation of these Terms or for any other reason deemed necessary to protect the integrity of the Service.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Morzentix operates. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the relevant courts, as further specified in a jurisdiction-specific addendum where required.
13. Changes to These Terms
We may revise these Terms from time to time to reflect changes in our practices, services, or legal obligations. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after such changes constitutes acceptance of the revised Terms.
14. Contact
Questions regarding these Terms can be directed through the contact details provided on our Contact page.